Clear wording for customers. Final coverage always depends on policy terms.
Main Coverage
✓ Accident damages✓ Fire✓ Theft / Snatch✓ Natural calamities✓ Total loss✓ Terrorism / riots if included in policy
Third Party Coverage
✓ Property damage✓ Bodily injury/death as per policy limit✓ Legal liability as per insurer terms
Not Covered
✕ Consequential loss✕ Driving under influence✕ Normal wear & tear✕ Mechanical/electrical fault not caused by accident